Monday, December 9, 2013

2014 is gonna be great

Have you ever had a year that just really sucked? We've had several but 2013 did its best to take the cake. It started out with a bang when in January Jared was told that the program that he was working on was being outsourced to a company in Canada. He quickly took an open position within the company paying about $5 less an hour until he could secure another job. Well that other job didn't come around until 3 months ago so we supplemented our income with the our tax return until it ran completely out. I went back to work cleaning for my moms business just to keep our heads slightly above water and then Jared started his next semester of school along with his new job. We saw him on weekends and sometimes he would surface from doing homework downstairs in between school and work. Now were in December and I'm honestly just waiting out the year. Jared should have a permanent position with Auto Liv at the first of the year. He plans on taking spring semester off because I will be due to deliver right around finals and that is just too much stress. We've been budgeting about $200 a month for him to drive down to school everyday which is a huge, but necessary bite of our budget. After Wednesday of this week he wont need to drive to Weber State until he begins his next semester of school possibly in the summer but maybe not till fall. I plan on using the extra $200 to pay down debts and then when our tax return comes most of it will hopefully go to get rid of the rest of our debt.
When we lived in Ogden we were robbed several times and one time after our door was busted in and just about any valuable we had at the time was taken, we had to make a home owners insurance claim to fix and replace all that was lost. Well that claim came back to haunt us after purchasing our new place and nobody wanted to insure us without taking us to the cleaners. Up until October of this year we were double paying for our homeowners insurance because they wanted our monthly payment and our mortgage company wanted to prepay for the following year. Can you see why 2013 just sucked every bloody penny from us? In March of 2014 that stupid robbery claim will be three years old and will drop off of our record and in turn our homeowners insurance should also drop.
Gratefully we have survived thus far, we aren't financially ruined, we have a home to live in, food to eat and clothes to wear. I know that the Lord has blessed us time and time again, I am so grateful to everyone who did so much for us in the darkest hours of 2013, I pray that you will be blessed with what you stand in need of for your kindness.
 I can't wait to toast away this crummy year and move on to better things!

2 comments:

Liv said...

It's definitely time to celebrate good things!! I wish you the very best (as always) and I admire your positive outlook.

z&jarnold said...

Thanks Liv, things have to get better sometime right?!